Page 3 · agent economics

What this relationship is worth to you, year by year.

Commission projections built directly from the player wealth model — change the career on Page 2 and come back here to see how your income shifts with it.

Commission assumptions — editable
12%
15%
Introducer fees on investment products must be disclosed to the client and agreed with Insight's compliance team — see the earlier notes on FCA rules around introducer vs sales commission. Mortgage and protection commission can be structured as genuine commission; investment-related payments need to be a disclosed introducer fee, not a percentage tied to sales volume.

Career economics

The same career timeline from the player model, with what each stage is worth to you as the agent.

Lifetime income projection

Ongoing fees compound as the player's investments grow across their career; one-off commission is assumed to trigger once, when they first become an established earner.

Ongoing figures assume the player's Tier 2 pension contributions and Tier 3 retained company profits accumulate in a single growing pot, charged the assumed annual fee at the start of each year. One-off mortgage and protection commission is assumed to trigger once, in the first career stage where salary reaches £50,000 — a proxy for "established enough for a first mortgage conversation," not a real trigger event. These are illustrative projections to show the shape of the relationship, not a forecast to run a business plan on.

Why this is sticky, not sticky-on-purpose

The retention here is a byproduct of real financial products being in place — the same as it would be for anyone with a mortgage and an investment portfolio, not something engineered to trap a player.

Genuine infrastructure

Real products, real friction

A mortgage, a growing investment pot and a Ltd/FIC structure are genuine reasons to think twice before unwinding a relationship — exactly like they would be for any client with real finances in place. Nothing here is designed to be hard to leave; it's just what having real financial products looks like.

Specialist knowledge

A moat a generalist can't copy

Career-length income, transfer timing, image rights sensitivity — a wealth manager who sees one footballer a decade can't match advice built from doing this at scale. That's the durable edge, not obscurity or lock-in.

Aligned incentives

Paid for the relationship, not the sale

Trail-based income means your incentive is to keep the relationship healthy for years, not to close one transaction — which is also exactly what's best for the player.

White-label sketch

A rough preview of how this could sit under your own brand instead of Kickback's — toggle it on and enter your agency name.

White-label preview